Canwi Australia

Cameron Drury

A comprehensive guide to how the financial plan works and the key assumptions behind it.

Gameplan Functionality & Assumptions

Understand how Canwi projects your financial future

Understanding your financial plan and projections

This article explains the order of operations for computing cash flow in Canwi

Calculations and order of operations

How Projections Help You Plan for the Future

How Financial Projections Work

Trade-Offs & Decision-Making

Overview of how Inflation is taken into account in Canwi

Inflation (Simple)

An overview of advanced inflation concepts

Inflation (Advanced)

Understanding the difference between inflation adjusted projections (and non-inflation adjusted)

Actual Currency vs Today's Dollars

General Assumptions we make

Understanding your Financial Plan and Projections

Understand the three types of incomes projected in Canwi

Income

How Canwi projects future salary and other earnings

Overview of how loan repayments are calculated in Canwi

How loan repayments are calculated within Canwi

An overview of how HELP/HECS Debts are calculated

How HELP/HECS Debt are calculated

Debts / Liabilities

Definitions: Income for Tax Purposes

Understanding Income Tax in Australia & How Canwi applies it

How is Income Tax calculated in Canwi?

Overview of how repayments for Study & Training Loans (e.g. Help Debt) are calculated

How are study & training loan (HELP/HECS etc) repayments calculated?

Includes assumptions on tax, covering tax brackets, offsets, deductions, and Study & Training Loans that are factored into our calculations

What are the Tax Thresholds and assumptions?

Div293

Overview of how Canwi calculates Family Tax Benefits

Family Tax Benefits

An overview of Family Tax Benefits in Canwi

Family Tax Benefit (A/B)

Government Benefits

This section contains the assumptions about superannuation including the superannuation guarantee

What is Superannuation?

An overview of the superannuation guarantee

What is the Superannuation Guarantee?

Overview of how Tax is applied to superannuation

How is superannuation taxed & fees charged?

What are the caps on superannuation

Superannuation

An overview of how to add existing property in Canwi

How to add Existing Property in Canwi

Property

Overview of different life & financial events you can model with Canwi

Events

How does the "💒 Get Married" event work?

How does the "👶 Have a Child" event work?

How does the "🧸 Start Childcare" event work?

How does the "🍼 The Early Years" event work?

Overview of how Start Primary School works

How does the "🎒 Start Primary School" event work?

Overview of how Start Secondary School works

How does the "📚 Start Secondary School" event work?

How does the "🎁Receive a Gift" event work?

An overview of different Family Events you can add to your plan

Family Events

How does the "🎉 Start an Income" event work?

How does the "🏌️Retire" Event work

An overview of different Income Events you can add to your plan

Income Events

Overview of how "Contribute to Super" works

How does the "🪺 Contribute to Super" event work?

Superannuation Events

Overview of how "Sell Investment Property" works

How does "🏠 Sell Investment Property" work?

An overview of how Capital Gains are calculated on properties

How are Capital Gains Calculated on Properties

Property Events

An overview of the Get Personal Loan event

How does "🧾 Get Personal Loan" work

An overview of different debt events you can add to your plan

Debt Events

How does "💰 Receive Money" work?

An overview of the generic events you can add to your plan

Generic Events

Overview of how “Regular Investing Plan” works

How does the "📈 Regular Investing Plan" event work?

An overview of different investing events you can add to your plan

Investing Events

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