Super is generally taxed at a lower rate than your regular income.

You typically pay 15% tax on your super contributions and your withdrawals are tax-free if you're 60 or older. The investment earning on your super are also only taxed at 15%

Concessional Super Contributions (both Employer contributions and any Salary sacrificed contributions) are Taxed at 15%

We do not take into account the effect of fees and costs such as activity fees or taxes payable by users (except for Contributions tax).

As a user, you'll need to ensure that return rates take into account that we aren't modelling fees/costs. Note that the Super Guide return rates for different investment mix average returns are net of fees, costs and taxes.