The receive a Gift event is a unique event which will add an untaxed income in the year that its added to.

You can use the slider to select how much you're planning to receive as a gift in the field above the slider if you want to receive an amount outside the default range for the Receive a Gift event (2k-200k)

You can select to Adjust for Inflation which will result in the number inserted into the model being increased at inflation (based on the default rate for your plan which can be configured from the scenario settings sheet).

Most of the time, when someone gives you a gift the amount isn’t based on inflation.

If your parents plan to give you $10,000 as a wedding gift, for example, they likely aren’t thinking, "We should increase this by 2.5% per year to account for inflation."

Similarly, if a relative plans to transfer $50,000 to help with a house deposit, they’re probably basing it on what they can afford today, not on a future-adjusted value.

By keeping the gift amount in today’s dollars, your plan remains more realistic and reflects what you’re actually likely to receive.

There may be some rare cases where a gift is tied to inflation - for instance a family member might have promised to cover the cost of a specific item in the future (or a percentage of that item - you might want to adjsut the gift accordingly)