Your Canwi plan is most powerful when it reflects not just what truly matters to you, but also a plan that’s realistic for your life. It’s not about assuming you’ll be a financial monk or perfectly disciplined - it’s about aligning your financial decisions with your goals in a way that works for you.
A well-aligned plan helps you make better choices, track progress, and stay on course toward the life you want. Here’s how to do it:
Get Clear on Your Goals
Start by defining what you want to achieve - both short-term and long-term. Examples:
Buying a home
Starting a family
Taking a career break
Reaching financial independence
The more specific your goals, the easier it is for you to use Canwi to model realistic scenarios.
Set milestones that align with your goals
Once you’ve set your goals, milestones show you when in your plan you’ll reach the financial metrics that support them. These don’t have to be rigid formulas - they’re based on what makes sense for your life.
For example:
Buying a home → a milestone might be when you’ve saved a deposit plus stamp duty.
Taking a career break → you might set a milestone when you’ve built up 12 months of living expenses in cash.
Reaching retirement → some people aim for 25× expenses, while others might set a lower target if they plan to downsize or keep working part-time.
Because milestones in Canwi are live and dynamic, they update automatically as you adjust your plan. This helps you test scenarios, understand the impact of your decisions, and work out whether you’re on track to achieve what matters most to you.
